Which standards apply to the credit card industry?

The Payment Card Industry Data Security Standard (PCI DSS) specifically addresses the security of credit card transactions and aims to protect cardholder data. This standard provides a framework for organizations that handle payment cards to ensure they secure their systems against data breaches and fraud. Adherence to PCI DSS is crucial for any business that accepts credit cards, as it helps maintain the trust of customers and the overall integrity of the payment card ecosystem.

ISO 9001 focuses on quality management systems and does not pertain to data security or the specific needs of the credit card industry. HIPAA (Health Insurance Portability and Accountability Act) governs the protection of personal health information and is relevant in the healthcare sector, while FISMA (Federal Information Security Management Act) deals with federal information systems' security but does not apply to the credit card industry. Therefore, PCI DSS is the appropriate standard for organizations that need to comply with credit card security requirements.